OVERVIEW

This website is operated by TheTotalFocus. Throughout the site, the terms "we," "us," and "our" refer to TheTotalFocus. TheTotalFocus offers this website, including all information, tools, and digital products available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.

By visiting our site and/or purchasing something from us, you engage in our "Service" and agree to be bound by the following terms and conditions ("Terms of Service," "Terms"), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, customers, and/or contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

Any new features or tools which are added to the current site shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change, or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Our website is built on Framer and uses Stripe for payment processing. These platforms provide us with the infrastructure that allows us to sell our digital products to you.

SECTION 1 - DIGITAL PRODUCT TERMS

By agreeing to these Terms of Service, you represent that you are at least 16 years of age, or that you are at least 16 years of age and have received permission from a parent or legal guardian to use this site.

You may not use our products for any illegal or unauthorized purpose, nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

You must not transmit any worms, viruses, or any code of a destructive nature.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our digital products except as permitted by these Terms.

A breach or violation of any of the Terms will result in an immediate termination of your Services and may result in legal action.

SECTION 2 - GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason at any time.

You understand that your content (not including credit card information) may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks and is processed securely by Stripe.

You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service, use of the Service, or access to the Service or any content on the website through which the service is provided, without express written permission by us.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.

SECTION 3 - ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION

We are not responsible if information made available on this site is not accurate, complete, or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete, or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

SECTION 4 - MODIFICATIONS TO THE SERVICE AND PRICES

Prices for our products are subject to change without notice.

We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

We shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of the Service.

SECTION 5 - DIGITAL PRODUCTS AND NO REFUND POLICY

Product Delivery

All products offered on this website are digital products (e-books) delivered electronically via download link or email immediately upon successful payment.

No Refunds

Due to the nature of digital products, all sales are final. We do not offer refunds or exchanges once a product has been purchased and the download link has been provided. By purchasing a digital product from us, you acknowledge and agree that:

• Digital products cannot be "returned" once downloaded or accessed

• You have reviewed the product description and understand what you are purchasing

• All sales are final and non-refundable

Product Access

Upon successful payment, you will receive:

• An email confirmation of your purchase

• A download link to access your digital product

• Access to the product is typically provided immediately, but may take up to 24 hours in rare cases

We have made every effort to display as accurately as possible the descriptions and previews of our products that appear on the site.

We reserve the right, but are not obligated, to limit the sales of our products to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis.

We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, but we are committed to providing customer support to address any concerns.

SECTION 6 - ACCURACY OF BILLING AND ACCOUNT INFORMATION

We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing address.

In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the email address and/or billing information provided at the time the order was made.

You agree to provide current, complete, and accurate purchase and billing information for all purchases made at our site. You agree to promptly update your information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

SECTION 7 - INTELLECTUAL PROPERTY RIGHTS

Our Content

All content on this website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of TheTotalFocus or its content suppliers and is protected by international copyright laws.

The compilation of all content on this site is the exclusive property of TheTotalFocus and is protected by international copyright laws.

Your License

When you purchase a digital product from us, you are granted a limited, non-exclusive, non-transferable license to:

• Download the product for personal use only

• Access and use the content for your personal, non-commercial purposes

You may NOT:

• Share, distribute, or resell the product

• Modify, reproduce, or create derivative works from the product

• Use the product for any commercial purpose

• Remove any copyright or proprietary notices from the product

• Transfer your license to any other person or entity

Unauthorized Use

Any unauthorized use of our digital products or website content terminates the license granted by us and may result in legal action.

SECTION 8 - THIRD-PARTY SERVICES

Payment Processing

We use Stripe for payment processing. By making a purchase, you agree to Stripe's Terms of Service and Privacy Policy. We do not store your credit card information on our servers.

Third-Party Links

Certain content or links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction.

SECTION 9 - USER CONDUCT

You agree not to:

• Use the Service for any unlawful purpose or to violate any laws in your jurisdiction

• Infringe upon or violate our intellectual property rights or the intellectual property rights of others

• Upload or transmit viruses or any other type of malicious code

• Attempt to gain unauthorized access to our systems or networks

• Interfere with or disrupt the Service or servers or networks connected to the Service

• Harass, abuse, or harm another person

• Impersonate any person or entity

• Use any automated system to access the Service

• Collect or harvest any personal information from the Service

SECTION 10 - CUSTOMER SUPPORT

While we do not offer refunds, we are committed to customer satisfaction. If you experience any issues with your purchase or have questions about our digital products, please contact us at support@thetotalfocus.com.

We will make every reasonable effort to:

• Respond to your inquiries within 48 hours

• Provide technical support for download or access issues

• Address any concerns about product quality or content

• Ensure you can successfully access your purchased products

SECTION 11 - PERSONAL INFORMATION

Your submission of personal information through the site is governed by our Privacy Policy. To view our Privacy Policy, please visit [link to Privacy Policy page].

SECTION 12 - ERRORS, INACCURACIES AND OMISSIONS

Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, promotions, or offers. We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information if any information in the Service or on any related website is inaccurate at any time without prior notice.

We undertake no obligation to update, amend, or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law.

SECTION 13 - DISCLAIMER OF WARRANTIES

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

• Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis.

• We do not guarantee, represent, or warrant that your use of our Service will be uninterrupted, timely, secure, or error-free.

• We do not warrant that the results that may be obtained from the use of the Service will be accurate or reliable.

• You agree that from time to time we may remove the Service for indefinite periods of time or cancel the Service at any time, without notice to you.

• We make no representations or warranties about the suitability, reliability, availability, timeliness, security, or accuracy of the Service or any content.

• We do not warrant that the Service or any content will meet your requirements or achieve any particular results.

• Any material downloaded or otherwise obtained through the use of the Service is done at your own discretion and risk.

SECTION 14 - LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THETOTALFOCUS, OUR DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, SUPPLIERS, SERVICE PROVIDERS, OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of or inability to access or use the Service

• Any conduct or content of any third party on the Service

• Any content obtained from the Service

• Unauthorized access, use, or alteration of your transmissions or content

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

SECTION 15 - INDEMNIFICATION

You agree to indemnify, defend, and hold harmless TheTotalFocus and our officers, directors, employees, agents, affiliates, and service providers from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from:

• Your use of and access to the Service

• Your violation of any term of these Terms of Service

• Your violation of any third-party right, including without limitation any copyright, property, or privacy right

• Any claim that your use of the Service caused damage to a third party

This defense and indemnification obligation will survive these Terms of Service and your use of the Service.

SECTION 16 - SEVERABILITY

If any provision of these Terms of Service is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service. Such determination shall not affect the validity and enforceability of any other remaining provisions.

SECTION 17 - TERMINATION

These Terms of Service are effective unless and until terminated by either you or us.

You may terminate these Terms of Service at any time by ceasing to use the Service and deleting any downloaded products from your devices (though we cannot monitor or enforce this deletion).

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Service.

Upon termination, your right to use the Service will immediately cease. However, you will not be entitled to any refund for products already purchased.

All provisions of these Terms of Service which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

SECTION 18 - ENTIRE AGREEMENT

These Terms of Service and any policies or operating rules posted by us on this site constitute the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).

The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.

Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

SECTION 19 - GOVERNING LAW

These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of Poland and the European Union, without regard to its conflict of law provisions.

Any disputes arising out of or related to these Terms of Service or the Service shall be subject to the exclusive jurisdiction of the courts of Poland.

If you are a consumer resident in the EU, you also benefit from any mandatory provisions of the law of the country in which you are resident. Nothing in these Terms of Service affects your rights as a consumer to rely on such mandatory provisions of local law.

SECTION 20 - DISPUTE RESOLUTION

EU Online Dispute Resolution

The European Commission provides an online dispute resolution platform, which you can access at https://ec.europa.eu/consumers/odr. We are willing to participate in dispute resolution proceedings before a consumer arbitration board if required by law.

Informal Resolution

Before filing a formal dispute, please contact us at support@thetotalfocus.com to attempt to resolve the issue informally. We are committed to working with our customers to reach a fair resolution.

SECTION 21 - CHANGES TO TERMS OF SERVICE

You can review the most current version of the Terms of Service at any time on this page.

We reserve the right, at our sole discretion, to update, change, or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes.

Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

If we make material changes to these Terms, we will notify you by email (if we have your email address) and/or by posting a notice on the website prior to the change becoming effective.

SECTION 22 - CONTACT INFORMATION

If you have any questions about these Terms of Service, please contact us:

Email: support@thetotalfocus.com
Business Name: TheTotalFocus
Website: thetotalfocus.com
Location: Poland

We will respond to all inquiries within a reasonable timeframe, typically within 48 hours.

SECTION 23 - ACKNOWLEDGMENT

BY USING THE SERVICE OR PURCHASING OUR DIGITAL PRODUCTS, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.

Last Updated: October 13, 2025